Atrato is a financial technology platform offering a credit card alternative for consumers in Latin America, specifically launched in Mexico. It enables customers to pay for large purchases in up to 18 monthly installments without needing a credit card, targeting the 80% of people in the region who lack access to credit cards. Atrato provides merchants with upfront settlement while collecting installments directly from consumers, integrating with major e-commerce platforms like Shopify, WooCommerce, and Magento. The platform aims to provide a fair, fast, and transparent financing solution with average consumer interest rates around 40% APR, significantly lower than typical credit options in Mexico, and is currently live with over 110 merchants including global brands like Specialized Bicycles and Echelon Fitness.
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11 days ago
