Cushion is a financial technology platform that helps users get back money wasted on bank fees and credit card interest by using an AI-powered bot called Fee Fighter to waive various costly fees such as ATM fees, late fees, wire fees, overdraft fees, and interest charges. Additionally, Cushion provides alternative data sets with explicit consumer permission to lenders, fintechs, and financial institutions, including Pay-in-4 Buy Now, Pay Later (BNPL) loans and SKU-level purchase details. Acquired by LendingClub in April 2025, Cushion offers consumers a unified solution to manage, pay, and build credit with both traditional bills and BNPL payments, addressing the evolving complexity of modern personal finance.
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