Prosper

Prosper is the United States' first peer-to-peer lending marketplace, founded in 2005. It offers a variety of financial solutions including personal loans up to $50,000, credit cards, home equity lines of credit (HELOCs), and home equity loans to help users consolidate debt, finance home improvements, and cover healthcare costs. Prosper also provides investing opportunities by allowing investors to diversify their portfolios with personal loans. The platform emphasizes trust and security, with significant safeguards to protect personal information, and holds an A+ rating from the Better Business Bureau. Prosper serves both individuals seeking to improve their financial health and investors looking for new vehicles, supported by educational content and a financial knowledge blog.

platform:web platform:ios pricing:free pricing:paid form:web-app form:mobile-app form:saas feature:peer-to-peer-lending feature:personal-loans feature:credit-cards feature:home-equity-loans feature:debt-consolidation feature:investment-opportunities feature:financial-education target:consumers target:investors target:individuals